President Obama Speaks About Women and the Affordable Care Act
Wednesday, May 15, 2013
Yesterday, President Obama spoke in the East Room of the White
House about how the Affordable Care Act is helping America’s women.
Please find video of the President’s remarks here;
A full transcript below; and
Additional information here.
Please feel free to share this information with your friends and
Looking ahead, National Women’s Health Week begins
tomorrow. The Department of Health & Human Services already has some great
graphics and information up here and
the President has issued a proclamation, which can be found here.
Last but definitely not least, a very Happy
Mother’s Dayto all of the moms out there! You can find the President’s
Mother’s Day Proclamation here.
All of our best wishes and thank you for all that you do!
THE WHITE HOUSE
Office of the Press Secretary
May 14, 2013
REMARKS BY THE PRESIDENT
ON THE AFFORDABLE CARE ACT
2:49 P.M. EDT
PRESIDENT: Thank you. (Applause.) Thank you so much,
everybody, and welcome to the White House. I want to thank Carol for the
me just start off with a public service announcement to dads, partners, kids of
America -- (laughter) -- Sunday is Mother’s Day. (Laughter.) You
should not forget. (Laughter.) You can’t go wrong with flowers, a
homemade card, giving some mom -- giving mom some relief, some quiet
time. That is appreciated. (Laughter.)
So it’s a
day when we put moms first. And I still remember one time I said to
Michelle -- this is back when we had just gotten married and I think Malia had
just been born, and we were fussing around Mother’s Day, and I said, but you
know, how come we do so much stuff on Mother’s Day? She says, because
every other day is Man’s Day. (Laughter.) So this is like one
day. And there was, as usual, profound insight in Michelle’s remarks
because moms so often put themselves last; so often they put everything else
that’s particularly true when it comes to things like health care. Moms
take care of us. (Baby cries.) Yes, see? (Laughter.)
Case in point. Sick kids, aging parents, grumpy husbands. And I
know there are lots of moms out there who often go without the care that they
need, or the checkups they know they should get, because they’re worrying that
co-pay has to go to gas, or groceries, or the new soccer uniform instead.
Or worse, they know the unfairness of being charged more for their health care
just because they’re a woman, or the stress of trying to manage a family budget
when health care costs are impinging on it, or trying to insure a sick child
only to be told "no” over and over again.
decided that needed to change. In a country as wealthy as this one, there
was no reason why a family’s security should be determined by the chance of an
illness or an accident. We decided to do something about it.
the women in this room and people all across the country, we worked really hard
-- and it’s now been more than three years since Congress passed the Affordable
Care Act and I signed it into law. (Applause.) It’s been nearly a
year since the Supreme Court upheld the law under the Constitution.
(Applause.) And, by the way, six months ago, the American people went to
the polls and decided to keep going in this direction. So the law is here
to stay. (Applause.)
of us who believe that every American deserves access to quality, affordable
health care have an obligation to now make sure that full implementation moves
forward the way it needs to.
there are two main things that the American people need to know about this law
and what it means. First, if you’re one of the nearly 85 percent of
Americans who already have health insurance -- whether it’s through your
employer, or Medicare or Medicaid -- you don’t have to do a thing. This
law already provides you with a wide array of new benefits, tough new consumer
protections, stronger cost control measures than existed before the law
passed. And those things are already in place -- you’re benefiting from,
you just may not know it. Making sure that insurers can't take advantage
of you. Making sure that your child can stay on your health insurance
until they're 27 years old. So a lot of those provisions are already in
place providing help and assistance to people all across the country.
second, if you’re one of the tens of millions who don’t have health insurance,
beginning this fall, you’ll finally be able to compare and buy quality,
affordable private plans that work for you. (Applause.) So that’s
what you need to know. If you've already got health insurance, this has
just enhanced it. And if you don't, you're going to be able to get it.
years now, this law has provided real and tangible benefits to millions of
Americans. Women in particular now have more control over their own care
than ever before. And I’m pleased to be joined today by many women who
wrote in to tell us what the Affordable Care Act means to them.
Metcalf told us, "My oldest child is 22, recent college grad, a traumatic brain
injury survivor with a rare genetic lung disease. Without the Affordable
Care Act, he would have been removed from our family health insurance policy
this year. And his health is excellent, but the cost of maintenance is
overwhelming. And given his history, he would be virtually uninsurable
under the old set of ‘rules.’ Instead of contemplating law school, all of
his resources would have been channeled into somehow, somewhere, finding health
insurance.” That’s what Carol wrote.
and her son Justin are why the Affordable Care Act lets young people stay on
their parent’s plan until they turn 26. And today, as she put it, "now Justin’s
future is governed by what he wants to achieve, not what health insurance
mandates.” And, by the way, Justin is here -- a fine-looking young man
right here. (Applause.) Sunday is Mother's Day.
(Laughter.) Just wanted to make sure you remembered that.
the mother of Avey, who is a beautiful, sweet, 3-year-old girl who also happens
to have Leukemia. Imagine what that’s like for a parent. While you’re
just figuring out how to take care of a baby, you’ve got to figure out how
you’re going to pay for expensive treatment that could save your baby’s
parent knows that there is nothing we won’t do to take care of our kids.
And it’s nice to have somebody getting your back. And that’s why the
Affordable Care Act made it illegal for bad actors in the insurance industry to
discriminate against kids like Avey. And today, Avey is doing just
great. She was here just a second ago, where is she? There's Avey
-- hey, sweetie! (Applause.) So Alycia wrote in -- she said, "The
health care law is about people like me. It’s AlyciaCare.”
because of AlyciaCare -- the Affordable Care Act -– insurance companies can no
longer impose lifetime limits on the amount of care you receive, or drop your
coverage if you get sick, or discriminate against children with preexisting
conditions. And women now have access to free preventive care like
checkups, and mammograms, and cancer screenings, so you can catch preventable
illness on the front end. And that provision has already helped more than
70 million Americans with private insurance. That’s already
happening. A lot of people don’t know it, but you've got those protections.
the Affordable Care Act, young adults under the age of 26, as we talked about,
are able to stay on their parent’s health insurance plan -- and that’s already
helping more than 6 million young adults.
of the Affordable Care Act, seniors on Medicare receive free checkups and
preventive care with no co-pay or deductible, and get a discount on their
prescription drugs. That has already saved over 6 million seniors more
than $700 each. That’s already been happening. Seniors may not know
that they've been getting $600 discounts, but it's there.
of the Affordable Care Act, insurers now have to justify double-digit rate
increases publicly, for everybody to see. And most states have new
authority thanks to incentives under this law to reject unjustifiable rate
increases. Insurers are now required to spend at least 80 percent of the
money you pay in premiums on actual health care -– not on profits, not on
overhead, but on you. And if they fail to meet that target, they actually
have to reimburse you -- either with a rebate or lower premiums. Millions
of Americans discovered this last year -- they opened an envelope from their
insurance company that wasn’t a bill, it was a check. That’s already
happened. A lot of people don’t know it, but that’s what the Affordable
Care Act is all about.
this week, as part of the law’s price transparency tools, we made public the
prices that different hospitals charge you for most common services, so you can
see if you’re getting what you pay for. And soon, bad actors in the
insurance industry will never again be able to discriminate against you just
because you’ve gotten sick in the past. (Applause.) They can't
discriminate against you because you've got a preexisting condition. And,
by the way, they can’t charge you more just for being a woman.
(Applause.) Pregnancy will no longer be considered a preexisting
finally, beginning this fall, if you’re one of the millions of Americans who
don’t have health insurance, you’ll finally have the chance to buy quality,
affordable care just like everybody else.
how this is going to work. We’re setting up a new online marketplace
where, beginning October 1st, you can go online, or talk to organizations in
every state that are going to have this set up, and you can then comparison
shop an array of private health insurance plans. You can look at them
side-by-side, just like you’d go online and compare cars. And because
you’ll now be part of a new pool of millions of other Americans, part of this
exchange, insurance companies will actually want to compete for your business
the same way they compete for the business of a big company with a lot of
these marketplaces are up and running, no one can be turned away from private
insurance plans. Period. If you’re sick, you’ll finally have the
same chance to buy quality, affordable health care as everybody else. If
you can’t afford to buy private insurance, if it's still too expensive -- even
though you're getting much better prices through these exchanges than you would
in the individual market, going out there by yourself, or if you work for just
a small company that doesn’t have a lot of leverage with insurance companies
you’re going to have a better deal through these exchanges -- but if you still
can't afford it, then you're going to get help reducing your out-of-pocket
premiums with the largest health care tax cut for working families and small
businesses in our history. (Applause.)
does all this mean? It means that if you lose your job, or you change
your job, or you start that new business, you’ll still be able to purchase
quality, affordable care that’s yours -- and you'll have the security and peace
of mind that comes with it. If you’re a young person expecting to try
many different jobs and careers until you find one that suits you, you’ll be
able to buy insurance that goes with you, travels with you, that gives you the
freedom to pursue whatever you want without the fear that illness or accident
somehow derails your dreams.
there’s a lot that this law is already doing for Americans with insurance, and
there is a lot more that is going to happen for folks who don’t have
insurance. But we’ve still got a lot of work to do in the coming months
to make sure more Americans can buy affordable coverage. And with
something as personal as health care, I realize there are people who are
anxious, people who are nervous, making sure that we get this done right.
here to tell you, I am 110 percent committed to getting it done right.
It’s not an easy undertaking, but if it were easy, it would have already been
done a long time ago. Undoubtedly, there will be some mistakes and
hiccups as the thing gets started up, but we’re learning already from
them. For example, when the prototype of the application to join the
marketplace came in at 21 pages -- the initial first cut at it -- we said, you
know what, we can do better than that. It’s now three pages long.
Three pages. By the way, the industry standard is actually about 17
pages. So three pages is good. (Laughter.) That’s a lot shorter
than the application you generally have to fill out now for private
is going to be a lot of work. And obviously, there is still a lot of
political bickering over this law. The same folks who fought tooth and
nail four years ago and tried to make political hay out of Obamacare, they’re
still telling tall tales about its impact. Some small businesses are
being told their costs are going to go up, even though they’re exempted from
the law or they actually stand to benefit from it. And whenever insurance
premiums go up, you’re being told it’s because of Obamacare -- even though
there’s no evidence that that’s the case. So right now there are a whole
bunch of folks out there, their insurance company decided to jack up rates, and
they’re automatically assuming, well, somehow the law had something to do with
it. No, that had to do with a decision the insurance company made.
In some cases, employers may be shifting more costs onto employees because they
think that will help their bottom line. It’s convenient to somehow say,
well, it must be the new law. It’s not the case.
precisely because there’re been so much misinformation, sometimes people may
not have a sense of what the law actually does. And that misinformation
will continue -– at least through the next Election Day.
all the people on this stage understand is this is too important for political
games. Most moms and dads don’t think about politics when their kid gets
sick. (Applause.) They’re thinking about doing whatever it takes to
make sure that child is well. (Applause.) This is an issue of
personal security. This is personal to Carol and Alycia and anybody who’s
ever known the injustice and anxiety of a broken health care system.
That’s what this is about. That’s why we fought so hard to make this
happen. And that’s why we’re determined to get it done right.
going to need everybody out there to make sure --get the right
information. Don’t just read a blog -- (laughter) -- or some commentary
from some pundit that has a political agenda. Make sure you know what the
actual facts are, because you stand to benefit if you’re not already benefiting
from this thing. Don’t let people confuse you. Don’t let them run
the okiedoke on you. (Laughter.) Don’t be bamboozled.
there’s one more person I want to mention here today -– somebody who I’ve
spoken of several times over the past few years. When I first received a
letter from Natoma Canfield, she was a self-employed cancer survivor from Ohio;
she’d always done the responsible thing by buying her own insurance on the
private market, even though it was very expensive.
years ago, her insurance company charged her over $6,000 in premiums, paid for
only $900 worth of care, told her they’d jack up her rates another 40 percent
anyway -- even though she’d been cancer-free for more than a decade.
Despite her desire to keep her health insurance -- despite her fears that she
would get sick again -- she finally just had to surrender her coverage.
Couldn’t afford it. Hung her fortunes on chance. And just a few
weeks later, she fell ill, and was diagnosed with Leukemia. Just days
before health care reform became a reality.
kept Natoma’s story with me as we fought to pass this law, and I hung her
letter on one of my walls in the Oval Office. And while she couldn’t be
there the day I signed the Affordable Care Act into law, Natoma is here
today. And because of this law -- here’s Natoma right here. Give
her a big round of applause. (Applause.) Because of this law, there
are millions of other Americans -- moms and dads, and daughters and sons -- who
no longer have to hang their fortunes on chance.
we are not going to inflict that hardship on the American people again.
The United States of America does not sentence its people to suffering just
because they don’t make enough to buy insurance on the private market.
(Applause.) Just because their work doesn’t provide health
insurance. Just because they fall sick or suffer an accident -- that
could happen to anybody. And regular access to a doctor or medicine or
preventive care -- that’s not some earned privilege, it is a right.
understand the politics of this stuff sometimes, but there are times when I
just want people to step back and say, are you really prepared to say that 30
million Americans out there shouldn’t have health insurance? Are you
really prepared to say that’s not a worthy goal? Because of politics?
why we're going to keep fighting with everything we've got to secure that
right, to make sure that every American gets the care that they need when they
need it at a price that they can afford. That’s what our families
deserve. That’s what the vast majority of Americans believe in.
That’s what we're going to make sure that we deliver. And we're going to
do it with your help.
very much, everybody. God bless you. Thank you. (Applause.)
3:11 P.M. EDT